Mason City All Risk Insurance began as a crop insurance agency
about 20 years ago specializing in multi-peril and crop hail insurance. In 1997, the agency owner, David Bernhardt, decided to
expand the agency to include various other lines of insurance. Mason City All Risk Insurance, Inc. evolved into a full service insurance
agency, adding individuals that specialize in auto, home, farm, commercial, life, and health insurance. We believe our agency should do
more than sell you an insurance policy. We offer innovative solutions to help you protect what you have and achieve your future goals. Our
goal is to help you manage everyday risk.